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Updated July 2026
Live in Oz · Guides

How Much Money Do I Need to Move to Australia? (2026)

Plan on $5,000–$10,000 AUD to land comfortably. The Working Holiday visa guideline is about $5,000 plus a fare home, and a realistic first month in Sydney, Melbourne or Brisbane costs $3,000–$4,500 once you count bond, rent in advance, food and setup.

What does the first month actually cost?

ItemTypical cost (AUD)
Hostel while you search (2–3 weeks)$700–$1,400
Room bond (usually 2 weeks' rent)$500–$800
First 2 weeks' rent in advance$500–$800
Food and groceries$400–$600
Transport card + SIM$80–$150
Extras (bedding, kitchen, job clothes)$150–$300

How long until I find a job?

Most newcomers with English and flexibility find hospitality, cleaning, warehouse or labouring work within 2–6 weeks. Budget for six weeks without income to be safe — arriving with less than $3,000 makes the first month stressful and pushes people into bad rooms and worse jobs.

What proof of funds do visas ask for?

Working Holiday applicants should have access to about $5,000 plus onward travel money. Student visa applicants must show annual living costs on top of tuition — check the current Home Affairs financial capacity figure, which is updated regularly, before lodging.

Which city is cheapest to land in?

Brisbane and Adelaide are meaningfully cheaper than Sydney for rooms and transport — Brisbane public transport is a flat 50 cents per trip — while Sydney and Melbourne offer the most jobs. Many migrants land where the first job is and move once they have savings and references.

How should I bring my money?

Open an Australian bank account online (you can do it before you arrive), then transfer with a low-fee service rather than airport exchanges or large cash. Carrying $10,000 AUD or more in cash must be declared at the border.

General information only, not personal migration advice.

⚡ Talk to our trusted migration partners

Yulia Moiseeva — Registered Migration Agent
Yulia MoiseevaRegistered Migration Agent · MARN 1066715 · Queensland
RHS Legal — Rustam Sandhu, Migration Lawyer
RHS Legal — Rustam SandhuMigration Lawyer · MARN 1574649 · South Australia

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